Dental discount plan or low cost dental insurance for New Jersey
Sunday, Oct. 10th 2010 9:52 AM
I live in New Jersey and although I am not consider low income money is still tight for me like most people now a days. I do not currently have dental insurance but I know I have a good amount of dental work that needs to be done.
I do not care if I get a dental plan or a dental insurance as long as it is low cost and will help to greatly reduce my dental cost with no waiting periods. Please advise if you think you have a plan that can fit my needs.
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Posted by Jennifer | in Dental Insurance | 2 Comments »
Monday, Oct. 11th 2010 8:52 AM at 8:52 am
For a low cost dental insurance plan that normally dose not have long term waiting periods look towards dental HMO plans.
Otherwise another low cost plan that does not have waiting periods would be your dental discount plans
In both plan types you have to either pick a dentist in the plan network or go to dentist that are taking the plan. So make sure there are providers in you area under the plan you may want to get.
Monday, Oct. 11th 2010 8:55 AM at 8:55 am
I live in NJ too. And I picked up dental discount plan because like you I needed some major dental work and could not afford to wait out waiting periods.
Also some of the dental work I found out I needed was not covered under many of the dental insurance plans I was looking at. So the dental discount plan I go workout best for my needs.